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Updated June 2026

Payments vs Invoice vs Hybrid Basis for GST

New Zealand offers three ways to account for GST — pay when you receive/make payment, when you invoice, or a mix. The basis changes your cash flow, not your total GST liability.

Last updated: June 2026

Payments basis eligibility
Turnover under NZ$2,000,000
or specific circumstances
Invoice basis
Available to any registered business
GST due on invoice date
Hybrid basis
Output on invoice, input on payment
a mix of the two approaches

The three methods explained

Under the invoice basis, you account for GST in the period you issue an invoice, regardless of whether your customer has paid you yet. Under the payments basis, you account for GST only once payment is actually made or received — for both sales and purchases. The hybrid basis accounts for output tax (sales) on the invoice basis but input tax (purchases) on the payments basis.

Who can use the payments basis

You’re generally eligible for the payments basis if your taxable turnover is under NZ$2,000,000, or in certain other specific circumstances recognised by IRD. Most small businesses and freelancers comfortably qualify under the turnover test.

Why many small businesses choose the payments basis

The payments basis suits businesses with a gap between invoicing and payment — avoiding the situation where you owe GST to IRD on an invoice a client hasn’t settled yet. It also offers natural protection against bad debts, since you never owe GST on money you never actually collect.

Frequently asked questions

Does my accounting basis change how much GST I ultimately pay?

No, it only changes the timing of when GST becomes due — not the total amount owed over the life of a transaction.

Can I switch between bases later?

Yes, subject to notifying IRD and meeting eligibility requirements at the time of the switch.

Am I automatically on the payments basis if eligible?

No, you generally need to elect this basis when registering or apply to change later — it isn’t applied automatically just because you qualify.

What if my turnover exceeds NZ$2,000,000?

You’d generally need to move to the invoice basis, since the payments basis eligibility is tied to this turnover threshold.

Which basis is most common for freelancers and small businesses?

Payments basis is common among freelancers specifically because it avoids paying GST on invoices that haven’t been paid yet, a genuine cash-flow benefit.

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General guidance only. Eligibility rules for accounting bases can change. Always verify with Inland Revenue (IRD) or consult a qualified accountant before making decisions.

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